Small business funding
Get the cash your business needs. Fast.
Merchant cash advances from $5,000 to $500,000. Apply in 10 minutes, get a decision same day, and funds as soon as tomorrow.
Checking your eligibility won't affect your credit score.
How much funding do you need?
Final offer amount subject to approval.
Funding in 3 simple steps
Apply online
Tell us about your business in about 10 minutes. No piles of paperwork.
Get your offer
Receive a decision fast, often within hours, with clear terms.
Get funded
Accept your offer and receive funds as soon as the next business day.
Flexible financing built for Main Street
$5K – $500K
Merchant Cash Advance
Get a lump sum in exchange for a portion of future sales. Payments flex with your revenue.
- ✓ No collateral required
- ✓ Fair credit OK
- ✓ Funding in as little as 24 hours
Up to $250K
Revenue-Based Line
Draw what you need, when you need it. Only pay for what you use.
- ✓ No collateral required
- ✓ Fair credit OK
- ✓ Funding in as little as 24 hours
Trusted by business owners
“Funding hit my account the next morning. It let me stock up before our busiest season.”
“The process was simple and the team was honest about every cost. No surprises.”
“Banks turned me down. Summit approved me in hours and helped me open a second location.”
See your options in minutes
No obligation. No impact to your credit score.
Frequently asked questions
What do I need to qualify?
At least 6 months in business and $10,000+ in monthly revenue.
Will applying affect my credit?
No. We use a soft pull to check eligibility.
How fast can I get funded?
Most approved businesses receive funds within 24 hours.
How is repayment handled?
A small fixed percentage of daily or weekly sales is remitted automatically.